We can provide a policy tailor made to suit your requirements, whether you are a landlord with one property or have a portfolio under your control. This includes facilities for Managing Agents.
Cover will always require the property itself to be insured but we will discuss your property to ensure that the cover meets your demands and needs regarding covers such as Accidental Damage, Terrorism and Legal Expenses. Some insurers provide automatic cover for newly built or acquired properties or increased sums to cover alterations or additions for peace of mind.

Loss of Rent

Provides cover in the event that an insured loss covered under the Property Damage section results in a disruption to the business and a shortfall in rental income during the indemnity period.

Public/Property Owners Liability

Protects you against your legal liability for bodily injury to third parties and damage to their property.

Employers Liability – Optional

Cover providing protection against your legal liabilities for bodily injury to your employees.

Legal Expenses – Optional

Protection for legal costs and expenses arising from specified civil and criminal incidents in connection with your business as Landlord.

Cover includes:

  • Property Protection
  • Residential Repossession
  • Residential Tenant Default
  • Commercial Lease Cover
  • Legal Defence
  • Contract Disputes
  • Debt Recovery
  • Tax Protection
  • Employment Disputes and Compensation Awards
  • Service Occupancy
  • Bodily Injury
  • Statutory Licence Protection


Camden House, 2 Camden Place,
Preston, PR1 3JL

Property Insurance Brokers is a trading name of Garratts Insurance Brokers who are Authorised and Regulated by the Financial Conduct Authority

Company Number 4384194 – Registered in England and Wales