However, to own such beautiful and historical properties, is a blessing. A blessing that comes with a gargantuan role of respecting, safeguarding and conserving all at once. There are added legal accountabilities to suit, regarding relevant repair work. These being:
– Any unauthorised work, is a committed criminal offence, resulting in a hefty fine or prison sentence.
– Premises within conservation perimeters may have meticulous construction limitations, that could have extensive charges.
– Our private surveys, within house, portrayed that 28% of said listed buildings are accurately insured, with 17% measurably over-insured and a worryingly 55% under-insured.
With cultural interest from the general public, comes a high level of pressure to sustain the appeal and a financial ability to restore and retain heritage appearance. This area of the owner’s business is often disregarded and may not even be considered. All this would have an economical influence, if a loss of large proportions was a reality. A devastating and avoidable circumstance, if you do not seek out the right skill-set from the beginning, in relation to insurance.